Vantage West CREDIT UNION Low risk, guaranteed returns CHOOSE YOUR TERM: 10-MONTH OR 15-MONTH CD APY 5.10% AP STANDARD RATE 5.36%APY RELATIONSHIP RATE' LEARN MORE AT VANTAGEWEST.ORG/CD APY(s) = Annual percentage yield(s) accurate as of October 1, 2023. Membership required. Offer subject to change and restrictions may apply. Certificates (CDs) earn dividends. Minimum opening deposit of $500. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. If the account has not yet earned enough dividends, or if the dividends have already been paid, the early withdrawal penalty will be deducted from the principal. Upon maturity, certificates will roll over into 12-month certificates at prevailing rate. Federally insured by NCUA. 'Business accounts and IRA CDs are not eligible for Relationship Rates. Eligibility requirements are: 1. Have a qualifying open Vantage West consumer checking account 2. Have a total monthly direct deposit of at least $750/month under the same Membership account 3. keep an aggregate loan and/or deposit balance of at least $10,000 in the same Membership. Vantage West CREDIT UNION Low risk , guaranteed returns CHOOSE YOUR TERM : 10 - MONTH OR 15 - MONTH CD APY 5.10 % AP STANDARD RATE 5.36 % APY RELATIONSHIP RATE ' LEARN MORE AT VANTAGEWEST.ORG/CD APY ( s ) = Annual percentage yield ( s ) accurate as of October 1 , 2023. Membership required . Offer subject to change and restrictions may apply . Certificates ( CDs ) earn dividends . Minimum opening deposit of $ 500 . Fees may reduce earnings on these account ( s ) . Early withdrawal penalties may apply . If the account has not yet earned enough dividends , or if the dividends have already been paid , the early withdrawal penalty will be deducted from the principal . Upon maturity , certificates will roll over into 12 - month certificates at prevailing rate . Federally insured by NCUA . ' Business accounts and IRA CDs are not eligible for Relationship Rates . Eligibility requirements are : 1. Have a qualifying open Vantage West consumer checking account 2. Have a total monthly direct deposit of at least $ 750 / month under the same Membership account 3. keep an aggregate loan and / or deposit balance of at least $ 10,000 in the same Membership .