IT TAKES MORE THAN LUCK TO BUILD A GOOD FORTUNE. DIVERSIFY YOUR RETIREMENT WITH AN IRA CD. Vantage West CREDIT UNION Federally insured by NCUA. 18-Month IRA CD¹ APY 3.50% 36 Month IRA CD¹ APY 3.75% Annual Percentage Yield (s) accurate as of 3/26/23. Consult your tax advisor about IRA eligibility contributions, qualifications, and early withdrawal penalties. Certificates (CDs) earn dividends. Subject to approval. Certain restrictions may apply. Minimum opening deposit of $500. Early withdrawal penalties may apply. Early withdrawals, fees, and other conditions could reduce the earnings on the account. Subject to change. Membership required. Traditional and Roth. IT TAKES MORE THAN LUCK TO BUILD A GOOD FORTUNE . DIVERSIFY YOUR RETIREMENT WITH AN IRA CD . Vantage West CREDIT UNION Federally insured by NCUA . 18 - Month IRA CD¹ APY 3.50 % 36 Month IRA CD¹ APY 3.75 % Annual Percentage Yield ( s ) accurate as of 3/26/23 . Consult your tax advisor about IRA eligibility contributions , qualifications , and early withdrawal penalties . Certificates ( CDs ) earn dividends . Subject to approval . Certain restrictions may apply . Minimum opening deposit of $ 500 . Early withdrawal penalties may apply . Early withdrawals , fees , and other conditions could reduce the earnings on the account . Subject to change . Membership required . Traditional and Roth .