LOW RISK, GUARANTEED RETURNS 12-Month CD 4.00% APY¹ Vantage West CREDIT UNION IN-BRANCH OR VANTAGEWEST.ORG/CD 'APY = Annual Percentage Yield. Membership required. Offer subject to change and restrictions may apply. Fees may reduce earnings. Early withdrawal penalties may apply. Certificates (CDs) earn dividends. Minimum opening deposit of $500. Will roll-over into a 12-month certificate at prevailing rate upon maturity. Rates valid as of 06/01/2023. Federally insured by NCUA. LOW RISK , GUARANTEED RETURNS 12 - Month CD 4.00 % APY¹ Vantage West CREDIT UNION IN - BRANCH OR VANTAGEWEST.ORG/CD ' APY = Annual Percentage Yield . Membership required . Offer subject to change and restrictions may apply . Fees may reduce earnings . Early withdrawal penalties may apply . Certificates ( CDs ) earn dividends . Minimum opening deposit of $ 500 . Will roll - over into a 12 - month certificate at prevailing rate upon maturity . Rates valid as of 06/01/2023 . Federally insured by NCUA .